Black Friday money-saving moves to make now

There are other ways to drum up Black Friday savings — and they don’t involve waking up at the crack of dawn or buying discounted items from big-box stores.

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Black Friday is a popular shopping day for bargain hunters. In fact, the National Retail Federation projects that a whopping 115 million people will shop on Black Friday 2022, with another 64 million shopping the following Monday. 

If fighting with those kinds of crowds isn’t your cup of tea, there are other ways to drum up Black Friday savings — and they don’t involve waking up at the crack of dawn or buying discounted items from big-box stores.

Black Friday money-saving moves to make now

Want to create some extra cash flow without braving the Black Friday storm? Here are five money-saving strategies that can help.

  1. Consolidate debt
  2. Review your insurance coverage
  3. Improve your credit score
  4. Refinance your mortgage
  5. Refinance your student loans

1. Consolidate debt 

If you have several debts to your name — like a credit card, car loan or personal loan, for example — then you might consider combining them using a debt consolidation loan.

With a debt consolidation loan, you essentially roll all your debts into a single loan balance. You apply for the loan and, once approved, use those funds to pay off your other debts and credit cards. In the end, you’re left with just one loan and one monthly payment.

Often, debt consolidation loans come with lower interest rates than credit cards and other types of products. If this is the case with yours, you could also enjoy smaller monthly payments and fewer long-term interest costs, too.

You can start saving money with a debt consolidation loan now by answering a few simple…

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