Discover the money-saving tricks hidden in your banking app | Money

A long time ago, your bank account was just the place your salary went into, and your mortgage and utility bill payments came out of.

But the arrival of a party of all-singing, all-dancing digital challengers, and the old high street giants’ attempts to keep up with the competition, mean that your banking app is now home to a growing box of tricks that can help you to spend and organise your money.

Your bank can now let you know how to cancel your National Trust membership, offer shopping vouchers and sort your money into different pots for your bills or savings. You may not have used, or even noticed, many of these features but with all incomes being squeezed by the soaring cost of

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